Learn how to sell your house even with a lien on it—MG Property Bros makes the process fast, simple, and stress-free.
At MG Property Bros, we help homeowners navigate difficult situations like liens, foreclosures, or inherited homes. This guide will walk you through what a lien is, how it affects your home sale, and how to move forward with confidence.
A lien is a legal claim against your property, usually because of unpaid debts. Think of it as a financial hold that must be addressed before the property can legally change hands.
- Mortgage liens – Your lender has a claim until your loan is paid off.
- Tax liens – The government places these if you owe back property taxes.
- Mechanic’s liens – Contractors or suppliers can file these if they weren’t paid for work on the home.
- Judgment liens – These result from lawsuits where a creditor won a judgment against you.
Yes, you can—but the lien has to be addressed before or during the closing process. Title companies and buyers will require the lien to be resolved before transferring ownership. You typically have three options:
Start with a professional title search to confirm all existing liens on your property. This gives you a clear picture of what needs to be resolved before closing.
Once you know who filed the lien, contact them directly. Some lien holders may be willing to negotiate a reduced payoff or work with you on a payment plan.
Legally, you must disclose any liens to potential buyers. Hiding them can derail the sale or even result in legal trouble.
Traditional buyers and agents might back away when they see liens involved. But MG Property Bros specializes in buying homes with liens, and we’ll help guide you through the process—no fees, no repairs, and no delays.
If you have enough equity in your home, the lien can be paid at closing using proceeds from the sale. This clears the title and allows for a smooth transfer.
- You can resolve debt and move on with your life
- Selling may be faster than trying to settle the lien separately
- You can still sell as-is and skip costly repairs
- You may get less than market value, depending on the lien amount
- Not all buyers are comfortable with liened properties
- The process may involve extra paperwork and legal steps
At MG Property Bros, we help homeowners just like you sell properties with liens every day. Whether you're dealing with unpaid taxes, contractor disputes, or other debt, we’ll make you a fair cash offer and work through the lien situation quickly and professionally.
If your home has a lien and you’re feeling stuck, you don’t have to go through it alone. MG Property Bros is here to help you sell your home fast, clear your debts, and move forward—without the stress.
